What is the primary purpose of Social Security Disability Insurance (SSDI)?

The primary purpose of Social Security Disability Insurance (SSDI) is to provide income benefits for individuals who have become disabled after working and paying into the Social Security system. SSDI is designed to support those who can no longer work due to a qualifying disability by offering financial assistance to help cover living expenses. This program ensures that individuals who have contributed to Social Security through payroll taxes can receive benefits if they find themselves unable to maintain employment due to health issues.

It specifically targets workers who have a sufficient work history and have earned enough credits to be eligible for these benefits. This safety net is crucial for those who rely on their past income to provide for themselves and their families, ensuring a degree of financial stability during a challenging time. Other options, such as educational grants, retirement planning assistance, or housing subsidies, do not relate to the primary function of SSDI and focus instead on different types of support that address separate needs.